Smart, Straightforward Insurance Guidance for South Carolina Families and Businesses

At Ashley River Benefits Group, we make life and accident insurance simple. We help individuals, families, and employers in South Carolina understand their coverage options with clarity, compliance, and confidence. Our goal is to help you make informed decisions that protect what matters most.


Ashley River Benefits Group is a marketing name affiliated with Lloyd Agencies LLC, a licensed insurance agency. The firm is led by Jordan Bardsley, a South Carolina licensed life and accident insurance producer. Insurance products are provided through licensed insurance carriers.


Our services are consultative in nature. We do not provide legal, tax, or medical advice. Coverage availability, eligibility, premiums, and benefits vary by carrier and are subject to underwriting and policy provisions.

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Protect What Matters Most

Insurance should give you peace of mind, not confusion.

We help families and business owners choose coverage that protects income, loved ones, and long-term stability.

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Coverage That Fits Your Budget

The right plan should fit your life, not stretch it.

We focus on realistic options that balance protection and cost, with clear explanations and no pressure.

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Benefits That Work for Businesses

South Carolina employers trust us to design meaningful benefit packages that support their teams while keeping costs and compliance in check.

Insurance Guidance Built for Real Life in South Carolina

Insurance decisions can be complex. We simplify the process by explaining coverage types, outlining potential risks, and helping you find insurance solutions that match your goals, budget, and long-term plans.


We work with

• Individuals and families seeking financial protection

• Self-employed professionals

• Small business owners

• Employers offering benefits to their teams


All recommendations are based on personalized discussions and follow all South Carolina and federal regulations.

How We Help

Choosing insurance can feel overwhelming. There are so many options, terms, and rules that it can be hard to know where to start.


At Ashley River Benefits Group, our goal is to simplify things and give you clear, educational guidance focused on life and accident insurance.


Our approach is simple and effective:

  1. We start with education so you can understand your coverage options.
  2. We listen to your goals, your budget, and your concerns.
  3. We help you evaluate coverage that fits your real life and long-term plans.
  4. We stay fully compliant with all South Carolina and federal requirements.
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What type of insurance are you looking for?

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Life Insurance

Helps provide financial security for loved ones and supports long-term planning.

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Accident

Designed to help offset costs related to unexpected injuries or accidents.

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Employer Benefits

Meaningful and compliant benefit solutions for South Carolina businesses.

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Life insurance

Helps provide financial security for loved ones and support long-term planning.

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Accident and Supplemental Insurance

Designed to help offset costs related to accidents or illness.

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Health and Sickness Insurance

Includes major medical plans, HSA-qualified high deductible plans, and catastrophic options when appropriate.

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Employer Benefits

Solutions for businesses looking to offer meaningful benefits while managing costs.

Protect the people you love

We can help guide you step by step.

The right life insurance plan protects the people you love and gives them helpful options in the future.

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Wind Insurance helped me start securing the future of my family, to ensure my baby girl could afford college when the time comes.

 Dalia H.

It puts my mind at ease to know that my home is protected in case natural disaster strikes, or if a serious problem arises.

 Dalia H.